Archive through February 18, 2003
TV ClubHouse: Archives: 2003 February:
I am :o):
Archive through February 18, 2003
Cyn | Friday, February 07, 2003 - 05:25 pm     I am sad about national and international events. I am also very sad about the rearrangements at my work which have far reaching consequences in the world, because ultimately we are all connected through something or another. I am not in the best of mood. I am sad. ps - I thought that we all agreed that we were not going to sterotype. Please. |
Ginger1218 | Saturday, February 08, 2003 - 08:04 am     Jeep, in my office, all the women have fairly young children, so at least twice a year, when their schools start fundraising, they come looking to sell chocolates, candles, wrapping paper, etc. It would be very uncomfortable to say no. We also have women outside our department coming in to sell. It gets to be quite expensive. I have no children, perhaps I can do a pussycat fundraiser. mmmmm |
Jeep | Saturday, February 08, 2003 - 10:54 am     Ginger, I forgot about the fundraisers. We have tons of that here, too. I used to buy bunches of girl scout cookies, etc. I cut way back when my dad & mom got sick and couldn't eat that stuff (I always bought them some). And when I started to put on a bunch of weight, I told everyone no more from anyone.....I can't give them to mom & dad and I'm too fat now to eat them myself. So it didn't really offend anyone because I bought nothing from any of the fundraisers and that included non-edible items, too. I don't have any children either and will gladly join you on a pussycat fundraiser. Bet that would raise some eyebrows! |
Monkeyboy | Saturday, February 08, 2003 - 11:43 am     I am mad at the people at Capital One for charging me late fees when i paid my d*mn payment two weeks before it was due! I am also mad at the b!tchy Capital One lady over the phone who kept calling me "sir" and trying to make me believe that it was my fault. What a crock. I wish i didn't have credit cards!!! I am also made at a local repair shop for having my car for too darn long..."two days left, two days left", my *ss! BTW im not very happy but you all can put a smile on my face. |
Ginger1218 | Saturday, February 08, 2003 - 12:01 pm     aww little brother, relax, things could be much worse. Gotta learn to just shrug your shoulders and say **** it!!!!. Too many worse things could happen. Hey, at least you have all of us to take your frustrations out on, so we can make you smile. |
Sadiesmom | Saturday, February 08, 2003 - 01:46 pm     Hey Monkeyboy, The same thing happens with MBNA. They said it take s time to enter the data and thatis why it was late. I told them I was going to start charing them for my time straightening this out since it happened every month, they said they would not pay. I was going to take them to court, but realized my blood pressure did not warrent it, so I just got another card. This was 8 years ago, so the same scam must be going on. They also charge 25 late fee (probably 50 now) and raised my interest rate to 28%. I pay and use AMEX. No late fees, you have to not pay for over 44 days before they charge interest and good service when you buy something and it goes bad. No way am I switching to one of their credit cards though. I would rather pay up front, rather than this late fee, garbage and interest rates. |
Twinkie | Saturday, February 08, 2003 - 02:01 pm     Monkeyboy, I had the same problem with Capitol One about 2 years ago until I finally told them to cancel my card that I would never do business with them again. To this day they still send me junk in the mail telling me I'm "pre-approved" for a card. I don't even open them. They go straight to the garbage can. I warn everyone I know to stay away from Capitol One. |
Pamy | Saturday, February 08, 2003 - 03:12 pm     I have used Cap One for years and never had any problems at all. I always make sure to send the payment 10 days before due date, you said you mailed yours 14 days before that should have been plenty of time!! Usually if it is the first time this has happened you can speak to a manager and get them to reverse the fee. |
Monkeyboy | Saturday, February 08, 2003 - 03:21 pm     Oh no Pamy, this was the second time....the first time i sent it like 10 days early, after that i kept sending it 2 weeks before. The lady i was talking to was a manager and she wasnt helping me at all...such a snobby b!tch. |
Squaredsc | Saturday, February 08, 2003 - 03:45 pm     i have also had problems with capital one, the customer service people haven't been that nice either. i have paid them off and cut the card up. |
Juju2bigdog | Saturday, February 08, 2003 - 04:41 pm     Monkeyboy, if you are truly righteous about this and truly mad, start getting even. Type up a hard-hitting but still calm and rational letter of complaint. State what your problem is in a non-judgemental way. State what redress you want. (perhaps you want fees credited or reversed, or perhaps you simply want them to stop treating their customers this way) Send the original of the letter to Capital One Customer Service. Send carbon copies to every law enforcement and regulatory agency you can think of that might have jurisdiction. Send them to the agency that is located where the company is located. This would include the state Attorney General's office, the district attorney's office, the Better Business Bureau, the Federal Trade Commission, the U. S. Postal Inspector's office and any local or state consumer protection agencies where Capitol One's main office is located. Capitol One markets its credit card to (among other people) those who are just starting out or who don't have the best credit in the world. They probably do have more problems with late pays by their customers, but that is no reason to treat all the customers as deadbeats. When I was working in San Francisco, Providian Financial was marketing a similar credit card, and their practices toward their customers were allegedly atrocious. Because of many complaints from customers, the San Francisco District Attorney's Office took action and made them clean up their act. And, as other have suggested, you can also quit doing business with them. |
Mygetaway | Sunday, February 09, 2003 - 12:19 am     I'm too paranoid to put those preapproved letters in the garbage unopened. With all the indentity thefts etc. (we've had several bust up in our area lately) I shred everything now..{LOL}. I hate it. I've also called several of those places and ask that they remove us from their mail lists, so that the offers never make it to the mailbox in the first place. Another fun thing is to send them back their prepaid envelopes with nothing in them. Then they still have to pay for it. Capital One is bad about charging for all those fees, but we've always had good customer service from them when we've had a problem. The payments also post within days of being mailed, but we live very close to the billing address on the statements. Capitol One is our "emergency" card. We try not to carry a balance with them. **edit** whoops sorry I forgot this was the I am thread.. I am trying to play catch up and still have lots more posts to read.. so I better quit responding.
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Ginger1218 | Sunday, February 09, 2003 - 07:49 am     Monkeyboy, perhaps you can pay your bills online or over the phone - this way they can't dispute when it was paid. Although some companies charge extra for that service. Oy, no easy answer to anything is there? |
Jed245 | Tuesday, February 11, 2003 - 07:19 am     Offended.... well not really, but, it seems to be a popular trend. :o) |
Jed245 | Tuesday, February 11, 2003 - 07:43 am     Emmit Smith. :o) Sorry just saw the commercial and felt left out. :o) |
Heyltslori | Tuesday, February 11, 2003 - 07:44 am     HAHAHA!! You crack me up Jed! |
Myjohnhenry | Tuesday, February 11, 2003 - 11:32 pm     ...in total shock at what I found on the web tonight! Schoolmarm mugshot! |
Babyruth | Wednesday, February 12, 2003 - 06:40 am     ROFLOL, MJH! Too funny! |
Ginger1218 | Wednesday, February 12, 2003 - 06:48 am     I am very anxious, I just feel a sense of doom hanging on my shoulders. |
Jed245 | Friday, February 14, 2003 - 02:25 pm     Feelin the love :o) |
Jed245 | Monday, February 17, 2003 - 02:40 pm     broke |
Mygetaway | Monday, February 17, 2003 - 04:25 pm     Happy because the appraiser said he could get us what we need and maybe more! Woo-hoo! |
Jed245 | Monday, February 17, 2003 - 04:29 pm     bound by rules all the time :o) |
Squaredsc | Monday, February 17, 2003 - 05:38 pm     cold as sh*t and sipping international coffee. |
Ginger1218 | Tuesday, February 18, 2003 - 08:46 am     Really wanting to move to Florida. If I had the money I would do it tomorrow. |
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