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For those with new student loans

Reality TVClubHouse Discussions: General Discussions ARCHIVES: Jan ~ Apr 2009: For those with new student loans users admin

Author Message
Texannie
Member

07-16-2001

Friday, April 10, 2009 - 5:55 am   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
we got a letter from Wakovia that the Dept of Ed was now handling our son's loans.
i got an email sending me to this link. does this look legit?

https://www.ed-servicing.com/ED/Jsp/general/home.jsp

Beckie03
Member

07-05-2007

Friday, April 10, 2009 - 7:57 am   Edit Post Move Post Delete Post View Post Send Beckie03 a private message Print Post    
i've been getting student loans for a while...

it doesn't seem legit to me, but i could be wrong.

i wouldn't trust it.

Texannie
Member

07-16-2001

Friday, April 10, 2009 - 8:03 am   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
i emailed the real site. their online payment address had .gov in it..this one doesn't. that's what made me suspicious.
it's just weird to get it on the heels of the letter about the government taking over student loans. i am not entering any info till i get verification

Beckie03
Member

07-05-2007

Friday, April 10, 2009 - 8:06 am   Edit Post Move Post Delete Post View Post Send Beckie03 a private message Print Post    
good idea.

if you try and get rid of everything after .com, you can't.

it still pops up the same.

just weird all around.

Native_texan
Member

08-24-2004

Friday, April 10, 2009 - 8:22 am   Edit Post Move Post Delete Post View Post Send Native_texan a private message Print Post    
Whatever you do, don't go to the Dept. of Education website and search for "loan servicing." I had to close down explorer to finally stop pages from popping up.

Kitt
Member

09-06-2000

Friday, April 10, 2009 - 11:15 am   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
I think it's legitimate because if you google "www.ed-servicing.com" (including the quotes) then you see a few education and reputable sites linking to it. I don't know for sure, but I would say it's ok. The phone number associated with it (1 800 508 1378) links to the Federal Family Loan Program and there's info at this link:
http://www.nasfaa.org/publications/2009/eadlservice020209.html

Can you call the school your son's enrolled in and see if they've heard of it?

Karen
Member

09-06-2004

Friday, April 10, 2009 - 3:01 pm   Edit Post Move Post Delete Post View Post Send Karen a private message Print Post    
Texannie, the site that they sent you to is a secured site (as you can see by the fact that the address is https:// instead of just http://). That's also why it just keeps refreshing that page if you try to remove the rest of the address.

Depending on what browser you're using you can see its security certificate. In FF, you can see a little icon to the left of the URL, which if you click on can see that the site is verified by VeriSign. In IE it's attached to the lock icon on the right of the URL.

Either way, it's VeriSign secured, and they're pretty much impossible to spoof.

Texannie
Member

07-16-2001

Friday, April 10, 2009 - 3:54 pm   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
Thanks for that info Karen. not seeing a '.gov' addy confused me.
so it's ok even though the secuirty tool bar isn't green????

Karen
Member

09-06-2004

Friday, April 10, 2009 - 4:39 pm   Edit Post Move Post Delete Post View Post Send Karen a private message Print Post    
I thought about that after I posted, that the bar wasn't green. But then I checked my banking site and noticed that theirs doesn't turn green, either, in both FF and IE.

If I were you, the https:// and the VeriSign certificate, coupled with the info that Kitt found, would make me comfortable using the site. But in the end, you have to trust your gut. If you're getting a bad feeling, then I'd look for some verbal confirmation from someone.

Karen
Member

09-06-2004

Friday, April 10, 2009 - 4:51 pm   Edit Post Move Post Delete Post View Post Send Karen a private message Print Post    
A little more info. VeriSign used to be one of our clients at the last web shop I worked at, and I worked on a number of the online demos that are on their site.

The "green bar" is part of an extended SSL certificate that you can get from VeriSign. They have a standard SSL certificate or for additional $$, webmasters can buy an Extended Validation certificate - this is what turns the bar green.

You can see the options from VeriSign here:
http://www.verisign.com/ssl/buy-ssl-certificates/secure-site-services/index.html

If you view the certificate on the page you're worried about, it shows that it's 128-bit encryption. I'm 99% sure that site is safe.

Texannie
Member

07-16-2001

Friday, April 10, 2009 - 6:52 pm   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
thanks alot Karen!

Zeno39
Member

11-09-2002

Monday, April 27, 2009 - 9:31 pm   Edit Post Move Post Delete Post View Post Send Zeno39 a private message Print Post    
Just a little piece of advice that may come in handy one day. You never know when you may need this. My husband and I borrowed money to put our daughter through college. We didn't have all the money we needed, so we had to borrow. Something told me in my mind to get insurance on the loans. My husband thought it was unnecessary. I went ahead and got it anyway, and in the long run, was glad that I did. My husband got sick and died from cancer, and we ALL thought he would live to be 100 or so. If I had not had the insurance, I would have been in the poor house. They paid it off,thank goodness. I don't know what I would have done, had they not. So, listen to your head and heart. I am glad that I did.

Texannie
Member

07-16-2001

Tuesday, April 28, 2009 - 2:45 am   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
How do you get insurance? Is it like health insurance where you are screwed if you just had a heart attack??