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Archive through December 21, 2008

Reality TVClubHouse Discussions: General Discussions ARCHIVES: Oct. 2008 - Dec. 2008: The only Dumb question is the one not asked (Q&A): Archive through December 21, 2008 users admin

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Costacat
Member

07-15-2000

Wednesday, December 17, 2008 - 2:19 pm   Edit Post Move Post Delete Post View Post Send Costacat a private message Print Post    
War, I intentionally have no deductible for comprehensive. The difference between no deductible and a reasonable one (and I don't consider $500 to be reasonable for most comp claims) is minor.

And you may be able to use the card at Vons but you will likely be asked to provide the receipt to the insurance company. So if you do (it's just like a credit card) make sure you keep all receipts for any purchases made on that card.

Wargod
Moderator

07-16-2001

Wednesday, December 17, 2008 - 2:32 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Yeah, Costa, all the paperwork I got yesterday said to save the receipts for IRS purposes. I set aside a folder (its not effective til Jan. 1) and we decided I'd be the only one to use the card since it'd be easier to keep track of all the reciepts (ok, also since I'm usually the one to do all the shopping, lol.)

I rarely buy otc's at the pharmacy (too expensive.) Usually I pick them up at vons when I'm grocery shopping, not as often I'll get them at Walmart if I'm there and need something. When the kids are home sick, I defintiely prefer vons since it's right down the street and I can be in and out in a couple minutes.

As an aside, I can't believe how much this covers! This is on top of our regular health insurance...Darren signed us up, I never did see the list of stuff it'd cover so I was pretty surprised. All otc's, all prescriptions, co-pays, bandages. Heck it even covers childcare through preschool and elderly care if you have an elderly dependent.

Costacat
Member

07-15-2000

Wednesday, December 17, 2008 - 3:51 pm   Edit Post Move Post Delete Post View Post Send Costacat a private message Print Post    
I generally don't use mine for OTCs (of any kind, including bandages) until closer to the end of the year. I use mine for all prescriptions. Then closer to the end of the year I check to see how much is left and start buying Advil, bandages, cold medicines, and so on.

Wargod
Moderator

07-16-2001

Wednesday, December 17, 2008 - 4:02 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Oh, this family cost a small fortune for otc's. Darren and Dakota both have otc allergy pills and nasal sprays (not to mention her prescription for another nasal spray and asthma meds,) Caleb's acne stuff (not to mention the prescription acne stuff,) and just general otcs like tylenol, cough meds, stomach meds, etc.

Dipo
Member

04-23-2002

Thursday, December 18, 2008 - 4:09 pm   Edit Post Move Post Delete Post View Post Send Dipo a private message Print Post    
Oh wow, I never even thought about the advil, I will save a fortune.

Sharinia
Member

09-07-2002

Saturday, December 20, 2008 - 2:48 pm   Edit Post Move Post Delete Post View Post Send Sharinia a private message Print Post    
I am doing my xmas cards now, and my cousin recently got divorced. She has two daughters. How should I address her card?

My mom says to use her married name, but I figured she would shed it and go back to her maiden name (but then - her daughters). I really have no experience with this.

Should I use both? Any advice??

(she hasn't sent out her cards yet)

Ophiliasgrandma
Member

09-04-2001

Saturday, December 20, 2008 - 3:12 pm   Edit Post Move Post Delete Post View Post Send Ophiliasgrandma a private message Print Post    
'The Smith Family' Howzat?

Sharinia
Member

09-07-2002

Saturday, December 20, 2008 - 3:25 pm   Edit Post Move Post Delete Post View Post Send Sharinia a private message Print Post    
thx...but do I use the last name of the ex who cheated on her....or her maiden name?

I have been googling, and it seems that many women keep their ex's name (which is news to me), but some do not....sigh

Pamy
Member

01-02-2002

Saturday, December 20, 2008 - 3:43 pm   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
how about Pam and family

you really dont need last name if the m/a and zip are on the card

Sharinia
Member

09-07-2002

Saturday, December 20, 2008 - 3:50 pm   Edit Post Move Post Delete Post View Post Send Sharinia a private message Print Post    
great idea, thx :-)

Kitt
Member

09-06-2000

Saturday, December 20, 2008 - 4:23 pm   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
A lot of women with children at home keep their married last name so that their children's mum still has the same last name as them. I wouldn't put her maiden name unless you know she uses it, but Pam and Family is a good way round the problem.

Karuuna
Board Administrator

08-31-2000

Saturday, December 20, 2008 - 4:37 pm   Edit Post Move Post Delete Post View Post Send Karuuna a private message Print Post    
Just an FYI - I kept my married name (to the dismay of my ex) because I have no living relatives under my maiden name. My son is my only relative, so I figured we should have the same last name.

I think Pamy's idea is fine, provided you're sure the addy is correct.

Julieboo
Member

02-05-2002

Saturday, December 20, 2008 - 5:51 pm   Edit Post Move Post Delete Post View Post Send Julieboo a private message Print Post    
My dh's cousin got divorced about three years ago. SHe has two daughters. I always addressed it: The Johnson Girls. Then she got remarried last year so I address it the Johnson/Wolf Family.

Sharinia
Member

09-07-2002

Saturday, December 20, 2008 - 6:29 pm   Edit Post Move Post Delete Post View Post Send Sharinia a private message Print Post    
Thanks for all of your thoughts/ideas. I do know from my mom that she got to keep the house -- that he built (literally) - lol. They were married 14 yrs and I can see keeping the name cuz of the girls... but if it were me in this case, I'd probably want to get a different name - any name!

As long as I am here, can I ask another opinion. Would it be appropriate to say something in the card to the effect of 'I'm sorry to hear...'? We were fairly close growing up, and I would certainly say it next time I see her in person -- but my mom thinks it would be a downer in a xmas card.

Julieboo
Member

02-05-2002

Saturday, December 20, 2008 - 7:36 pm   Edit Post Move Post Delete Post View Post Send Julieboo a private message Print Post    
I hate when people avoid talking about sad things like death, divorce, etc. I don't know if it's PC or not, but I say YES acknowledge it. I think it would make her feel like she has some support and that she does not need to hide the facts that are her life. FWIW.

Merrysea
Moderator

08-13-2004

Saturday, December 20, 2008 - 7:47 pm   Edit Post Move Post Delete Post View Post Send Merrysea a private message Print Post    
I kept my married name, too, because of my sons and also because I have a business with that name. Plus, I had my married name longer than I had my maiden name.

Costacat
Member

07-15-2000

Saturday, December 20, 2008 - 8:25 pm   Edit Post Move Post Delete Post View Post Send Costacat a private message Print Post    
When I'm not sure, I address the card using only first names (for example, "Pam, Karuuna, and Merrysea, 123 Main Street...").

I'm with your mom... I'm not sure I'd send condolences on the divorce in a holiday card. A separate letter maybe, but not when you are wishing someone happy holidays. There's a time and a place for everything and I don't think "Happy Holidays and oh yeah, sorry to hear you're divorced" is appropriate. You did say you'll say something the next time you see her in person, so if you don't want to include a separate letter, don't say anything.

Kitt
Member

09-06-2000

Saturday, December 20, 2008 - 9:11 pm   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
I wouldn't address it directly either, but might say something like "wishing you health and new beginnings in 2009" or something to acknowledge this is a changing time in her life.

Happymom
Member

01-20-2003

Saturday, December 20, 2008 - 9:35 pm   Edit Post Move Post Delete Post View Post Send Happymom a private message Print Post    
the thing with divorce is that maybe the person is happy about the divorce or at least happy in some ways about it...i wouldn't mention it in a holiday card

Oldtex
Member

03-06-2006

Saturday, December 20, 2008 - 10:08 pm   Edit Post Move Post Delete Post View Post Send Oldtex a private message Print Post    
I agree with those to not mention the divorce. You said the card was to be addressed to her girls as well. I assume the girls had nothing to do with the divorce...a nice letter to your cousin would probably be appreciated.

I like Kitt's idea of wishing health and new beginnings in 2009.

Pamy
Member

01-02-2002

Saturday, December 20, 2008 - 11:10 pm   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
<--- looking forward to getting Costa's card!

I love Kitt's 'new beginnings' line..I would use that for sure!

Beckie03
Member

07-05-2007

Sunday, December 21, 2008 - 12:03 am   Edit Post Move Post Delete Post View Post Send Beckie03 a private message Print Post    
this is sort of a pertinent question to me...but not really...as of right now.

but this is really open to anybody to answer...i'm really curious. it's an open question, but your own experiences would be grateful too.

when a guy goes to buy a ring...

should he ask for the girl's opinion, or should it be a total, complete surprise and just buy what he likes (with maybe some insight into what she likes, but not a lot of info)??

Oldtex
Member

03-06-2006

Sunday, December 21, 2008 - 12:26 am   Edit Post Move Post Delete Post View Post Send Oldtex a private message Print Post    
I would choose the one with some insight and perhaps give her a choice of several designs. That is unless it is to be a total surprise. But if the fellow knows his gal, he should know her likes and dislikes.

Oh, what am I talking about...men rarely have a clue. Let the jeweler know in advance his price range (and don't let them talk him into anything out of his price range), have some samples ready, and let her pick her favorites! She can always "upgrade" on a special anniversary. Just my little ole opinion.

BUT, you can never go wrong with a nice solitaire!

Merrysea
Moderator

08-13-2004

Sunday, December 21, 2008 - 12:32 am   Edit Post Move Post Delete Post View Post Send Merrysea a private message Print Post    
After having lived with a ring that I hated for over 20 years, I'd say get the girl's opinion! Men can sometimes have atrocious taste in jewelry!

Wargod
Moderator

07-16-2001

Sunday, December 21, 2008 - 1:29 am   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
I wouldn't want to ruin his surprise, but I think it depends on the guy and how well he knows your tastes.

Hehe, I was looking through a sales ad the other day for one of the local jewelry stores and asked Darren if he'd buy me a $5,000 ring. He said no, cuz I don't like real pricey stuff and would never wear it. He came over and looked at the ad and pointed out a different one for much less and said that's the one he'd buy. He knows what I like, I'd trust him to pick it out on his own.

We did pick out engagement and wedding ring set together though. We'd been talking about getting married since before Caleb was born and decided to go shopping for rings one day when we were out buying diapers or something, lol.