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Archive through June 30, 2008

Reality TVClubHouse Discussions: General Discussions ARCHIVES: Apr. 2008 ~ June 2008: Free Expressions: Advice please....: Archive through June 30, 2008 users admin

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Rissa
Member

03-20-2006

Sunday, June 15, 2008 - 4:30 am   Edit Post Move Post Delete Post View Post Send Rissa a private message Print Post    
Ahh crap! Poor Kota. The quote (which I will probably butcher) about .. men plan and the gods laugh .. popped into my head. I hope she feels better soon Wargod.

Pamy
Member

01-02-2002

Sunday, June 15, 2008 - 8:27 am   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
(((Kota))) hope she is feeling a little better today. War, what a whirlwind you have had this week! Hope it gets better!!

Mocha
Member

08-12-2001

Sunday, June 15, 2008 - 10:04 am   Edit Post Move Post Delete Post View Post Send Mocha a private message Print Post    
(((Kota)))

Wargod
Moderator

07-16-2001

Sunday, June 15, 2008 - 12:51 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Thanks guys! We had a very rough night, but somewhere around 4:30 her fever finally broke, she was able to pee, and then went right to sleep. She has a low fever now but her biggest complaint is how bad her throat hurts. She's doing good drinking, but hasn't been able to eat anything other than cup of noodle soup and ice cream.

We'll have to see how she's feeling tomorrow. Right now I wouldn't take her out for anything.

Mamie316
Member

07-08-2003

Sunday, June 15, 2008 - 12:54 pm   Edit Post Move Post Delete Post View Post Send Mamie316 a private message Print Post    
Poor Kota. I'm glad that she's feeling a wee bit better and hope the throat hurts less soon.

Ladytex
Member

09-27-2001

Sunday, June 15, 2008 - 3:23 pm   Edit Post Move Post Delete Post View Post Send Ladytex a private message Print Post    
Poor Kota ...

Jeep
Member

10-17-2001

Monday, June 23, 2008 - 7:25 am   Edit Post Move Post Delete Post View Post Send Jeep a private message Print Post    
Hey Vacanick! After doing a lot of yard work this weekend, I was wondering how your weeds were doing. Did the weed killer work?

Vacanick
Member

07-12-2004

Wednesday, June 25, 2008 - 6:34 pm   Edit Post Move Post Delete Post View Post Send Vacanick a private message Print Post    
lol Jeep ... oh my goodness ... the weeds are so freaking dead! I love it. Now I just spray down the driveway and they all float away! Yayy!

Thank you again Jeep ... perfect advice! a

Pamy
Member

01-02-2002

Monday, June 30, 2008 - 5:07 am   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
Need help today!!!

I put this in news area but wanted to put here also because I really need feedback today. I only slept 4 hrs cuz this is so worrysome for me

We went to Honda and Saturn and Saturn is giving us great deals (0% financing plus couple perks) on Vue(surprisingly it gets aprx 19-24 mpg) and Aura.

HOnda's best was 1% loan, we didnt get more details cuz I figure the 0% is like free money.

I have been thinking it sounds too good to be true. Does anyone know anything about 0% financing on a car that I should know? The way I am seeing it is if in a year we want to trade car in we should get at least the amt we owe on loan cuz all payments are going directly to principal.

This is a big step for us (2 new cars at once). I hate my car and they made the deal so that my new car is only 25 more a month. They are giving me 6000 trade in on my 05 malibu with 52,000 miles. My pay off is 8000 so I have to finance the 2000 in this new car loan but I am thinking I will be paying that 2000 interest free.

I have to decide today cuz 0 % offer is only good thru June.

I appreciate any feedback. We have used the consumer report site (Thanks Maris!) and we are getting a fair price on the cars as far as I can tell.

Maris
Member

03-28-2002

Monday, June 30, 2008 - 5:30 am   Edit Post Move Post Delete Post View Post Send Maris a private message Print Post    
looks like you are getting a good deal on the trade-in:

http://www.kbb.com/kbb/UsedCars/2005_Chevrolet_Malibu_Sedan.aspx


0% looks really good, is that for the life of the loan or is it only for the first year. What is the interest amount for the rest of the term? we bought our car in 2005 and got a 3% rate from Honda which is for the life of the loan.

If it is for the life of the loan, I would buy it. You have checked the repair records of the saturn versus the Honda right? you need to also factor in which car is going to be cheaper to maintain.

Mocha
Member

08-12-2001

Monday, June 30, 2008 - 6:34 am   Edit Post Move Post Delete Post View Post Send Mocha a private message Print Post    
Personally I wouldn't get the Vue with the way gas is. That mileage is kinda sucky. Stick with the Honda. Get the Civic which gets excellent mileage(sp). There's no way in hell I'd buy an SUV even the small SUV at this time. But that's just me.

Maris
Member

03-28-2002

Monday, June 30, 2008 - 6:54 am   Edit Post Move Post Delete Post View Post Send Maris a private message Print Post    
Mocha has a point, you have to also look at the overall cost of the car over the life of the loan. Even with my 3% loan with Honda, my trade in value on my 2005 is about 6,000 more than what I owe on the car.

Hondas have great trade in value.

Escapee
Member

06-15-2004

Monday, June 30, 2008 - 7:25 am   Edit Post Move Post Delete Post View Post Send Escapee a private message Print Post    
Did you tell the Honda place that Saturn is offering you 0%? They might match, or come close. I'd stick with the Hondas.

Merrysea
Moderator

08-13-2004

Monday, June 30, 2008 - 7:37 am   Edit Post Move Post Delete Post View Post Send Merrysea a private message Print Post    
My car had 0% financing; when I called to ask what the payoff was, I found that I already knew the exact amount. There was no catch.

Julieboo
Member

02-05-2002

Monday, June 30, 2008 - 7:45 am   Edit Post Move Post Delete Post View Post Send Julieboo a private message Print Post    
We have a Saturn and a Honda. They are both EXCELLENT cars. Saturn has better deals though. You really can't go wrong with either! My mom just got a Honda Fit which is awesome!!! (and cheap!!) My FIL gets a Vue almost every other year. Keeps trading it in cuz he loves it so and they give him great deals...

Karuuna
Board Administrator

08-31-2000

Monday, June 30, 2008 - 9:09 am   Edit Post Move Post Delete Post View Post Send Karuuna a private message Print Post    
Pamy, it's not likely that if you trade in the car a year from now your loan will be the same value as the car value. First, you are adding to the loan by $2000. Second, a car loses most of its value in the first few months of ownership.

With 0% financing you should always negotiate the BEST deal you can on the car FIRST, letting the dealer believe you may be paying cash. Then take the financing.

Why? Because often the 0% financing is 'paid for' by a higher purchase price on the new car.

Good luck!

Pamy
Member

01-02-2002

Monday, June 30, 2008 - 9:59 am   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
Thanks guys! I am at wk and can just post a little, will post more tonite.
Maris, 0 % for life of loan 6 yrs…no prepayment penalty, so we could pay off earlier.
I agree about not buying SUV with gas prices but when we saw it is getting close to the midsize car gas mileage, we all really liked it, Bill only drives 3 miles to work (comes home at lunch so aprx 12mi day), and price is at 22,380 with tax 24,407.

I did the AAA Intellichoice comparable thing/cost of owning the car over 5 yr period and it says the Aura depreciation is 11,000 over 5 yrs!!! Hondas are about half that. Aura is 20,475 w/tx 22,354. it got an avg rating and Honda gets excellent. Says the Vue doesn’t have enough data to rate..which is weird since its been out forever.

Hearing that Maris would get more than she owes on a Honda is impressive!! I think NY-ers don’t put as many miles on a car as CA-ers which always lowers value on my cars.

Little voice in head just said..’how many more times do you have to hear HONDA before it sinks in!’ LOL

Other thing is that only certain cars have the 0 %, prolly the ones the aren’t selling and want to get rid off before the 09s. There is also that….don’t they have great deals when the new cars come in? July/Aug is the month for 09s for most dealers. You can still buy 08s at new car financing. I know I am rambling. Bill, God love him, is really no help cuz he just says whatever I want is fine. Bill really needs a car and he is just happy to be getting one. He is only getting 7 miles a gal so even a SUV is an improvement for his gas mileage (don’t even ask me about the 1980 truck he bought on ebay last year! It basically was parked at end of our street for a week before I finally said ‘is that your truck!?” grrrrrrr LOL)

I will still pop in and ck responses and any other info you all post but wont be able to respond until after 6pm.

Thanks so much….I have been nauseous all day, I cant even concentrate at work today.

Karuuna
Board Administrator

08-31-2000

Monday, June 30, 2008 - 10:18 am   Edit Post Move Post Delete Post View Post Send Karuuna a private message Print Post    
Pamy, the best deals are usually the old year cars, right before the new ones come in. They usually try to move the '08s, so they can sell all 09s, in other words.

Also, you should check to see if there is rebate if you pay cash, instead of taking 0% financing. If there is, that rebate is the amount they would have discounted the car. In other words, the discount is the cost of 'buying' 0% financing.

Mocha
Member

08-12-2001

Monday, June 30, 2008 - 10:53 am   Edit Post Move Post Delete Post View Post Send Mocha a private message Print Post    
Girl you better get that Honda. I can't have Bill driving in just anything :-)

Juju2bigdog
Member

10-27-2000

Monday, June 30, 2008 - 12:46 pm   Edit Post Move Post Delete Post View Post Send Juju2bigdog a private message Print Post    
BUT, let's also keep in mind that Dylan is becoming a pretty big fellow and will be driving age before we know it. Might want to make sure the car fits him.

But, yeah, I do keep hearing Honda as well ...

We looked at a Vue and ruled it out for some reason, and I think it was size for one of us, don't recall which. Between my long legs and Bigdog's long torso, we have to have a car that will fit a person 6'6" tall, lol.

Oh, and Pamy, I also don't think you will go very far wrong with either one. You could just do something silly and get the one y'all like best.

Maris
Member

03-28-2002

Monday, June 30, 2008 - 12:56 pm   Edit Post Move Post Delete Post View Post Send Maris a private message Print Post    
My husband was 6'2 and my son is 6'3 and both fit comfortably in the Honda. Seat goes far enough back.

Babyruth
Member

07-19-2001

Monday, June 30, 2008 - 1:00 pm   Edit Post Move Post Delete Post View Post Send Babyruth a private message Print Post    
Honda mileage and maintenance just can't be beat. I've had my Civic 5 years and have needed no repairs, just routine maintenance. (I don't even do scheduled maintenances after hearing the NPR Car Guys say Hondas don't really need it the first five years, just the routine oil changes.) Extremely reliable and inexpensive to own, that's why they get such good resale value. Plus they are zippy. :-)



Good luck and have fun with whatever you choose!

Pamy
Member

01-02-2002

Monday, June 30, 2008 - 5:44 pm   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
Maris, wow! didnt realize your son had gotten so tall!

thanks again to all of you. Bill and I agree that me being sick over this is a sign that we shouldnt go today. We figure that there will still be deals (4th of july sales, etc) and if its meant to be it will happen.

We plan to go to Honda and see all their deals, take a closer look.

You all helped me so much, thanks again!

(ps Mojo, dont worry we won't have Bill in anything that doesn't make him look sexy :-))

Teachmichigan
Member

07-22-2001

Monday, June 30, 2008 - 6:09 pm   Edit Post Move Post Delete Post View Post Send Teachmichigan a private message Print Post    
I chime in for the Saturn. I had one for five years and only traded it in for a Jeep because I needed 4wd. (Got stuck in my own driveway 3 times the first year we moved!). Now that Saturn has a Vue, I'll be returning as soon as I'm able to replace my Jeep. And the financing is TERRIFIC! Go for it! :-)

Mocha
Member

08-12-2001

Monday, June 30, 2008 - 6:29 pm   Edit Post Move Post Delete Post View Post Send Mocha a private message Print Post    
Thx Pamy.