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If it wasn't for bad luck...

The TVClubHouse: General Discussions ARCHIVES: 2005 Sep. ~ Nov.: Free Expressions...: If it wasn't for bad luck... users admin

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Azriel
Member

08-01-2000

Saturday, November 12, 2005 - 3:46 pm   Edit Post Move Post Delete Post View Post Send Azriel a private message Print Post    
At 4:30am this morning,my time, I got a call from my daughter, April Jo, and I haven't been able to go back to sleep. Before I tell you what happened, I'll give you a little background.

Before I moved to Singapore, April Jo was living with me, working part-time and going to school. We shared my car because she couldn't afford to buy a car. When I decided to move to Singapore, April Jo took over the payments on my car. I kept it in my name and under my insurance. She also made payments on the insurance. She payed the car off several months ago and I was going to switch the title over to her when I got home in December.

A month after she payed off the car it broke drown. It's the engine and it will be very costly to fix. She didn't have the money to fix it, so the car was basically sitting in limbo in the back yard while she borrowed her father's hunting and fishing truck to drive to work.

A few weeks ago she asked me if she could cancel the insurance on the car because she didn't want to pay the money for the insurance when she couldn't even drive the car. I was hesitant because I knew it covered her while she was driving her father's truck. He only as liability on the truck. I finally told her it was her money and her call on it, so she canceled the insurance on Thursday.

So, back to the call. April Jo was on her way to work this morning and she saw a dog in the road. She swerved to miss it and lost control of the car. It spun off the road and hit a fence then flipped upside down in a ditch.

Thankfully, April Jo was relatively unhurt in the actual crash. She just got banged up and bruised. But, when she crawled out the window she was cut pretty badly on her back by the glass. She told me she had spent all day at the hospital having glass pulled out of her back.

So, now she has no car to get to work, a large ambulance and hospital bill, a ticket for not maintaining control, and owes a man for a fence. :-(

Please pray for April Jo. She needs all the prayers and good thoughts she can get.

Texannie
Member

07-16-2001

Saturday, November 12, 2005 - 4:05 pm   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
((((April Jo)))) thank goodness she is ok!

Azriel
Member

08-01-2000

Saturday, November 12, 2005 - 4:21 pm   Edit Post Move Post Delete Post View Post Send Azriel a private message Print Post    
Thanks, Texannie. April reads the board, I know she will appreciate the hug. I just realized that her father's liability insurance might pay for the fence. I hope so because that would make it a little better for her.

Texannie
Member

07-16-2001

Saturday, November 12, 2005 - 4:29 pm   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
That would be great if it did.

Mocha
Member

08-12-2001

Saturday, November 12, 2005 - 4:45 pm   Edit Post Move Post Delete Post View Post Send Mocha a private message Print Post    
Aww poor thing but glad she's ok. (((Hugs)))

Mamie316
Member

07-08-2003

Saturday, November 12, 2005 - 5:02 pm   Edit Post Move Post Delete Post View Post Send Mamie316 a private message Print Post    
Poor thing! I'm thankful that she's relatively unhurt and hope that all will work itself out.

Lumbele
Member

07-12-2002

Saturday, November 12, 2005 - 5:44 pm   Edit Post Move Post Delete Post View Post Send Lumbele a private message Print Post    
Yikes! I am really glad she got lucky, well, compared to what could have happened. (((April Jo and Az)))

Julieboo
Member

02-05-2002

Saturday, November 12, 2005 - 5:51 pm   Edit Post Move Post Delete Post View Post Send Julieboo a private message Print Post    
((((April Jo))))

Kristylovesbb
Member

09-14-2000

Saturday, November 12, 2005 - 6:00 pm   Edit Post Move Post Delete Post View Post Send Kristylovesbb a private message Print Post    
I will say a prayer for April Jo, and here is a (((hug))) for her.

I am so sorry you have had such bad luck April.

Lucy
Member

10-08-2002

Saturday, November 12, 2005 - 6:07 pm   Edit Post Move Post Delete Post View Post Send Lucy a private message Print Post    
((((April Jo and Az)))) So glad your injuries weren't more serious, April Jo...Cars and fences can be fixed.

Coco
Member

07-13-2000

Saturday, November 12, 2005 - 6:24 pm   Edit Post Move Post Delete Post View Post Send Coco a private message Print Post    
Yowza April Jo!! I'm so glad that you're going to be okay. How very scary that all must have been...

Az, I feel for you too....momma to momma.


Twiggyish
Member

08-14-2000

Saturday, November 12, 2005 - 8:22 pm   Edit Post Move Post Delete Post View Post Send Twiggyish a private message Print Post    
((April Jo)) I very glad you are alright. My prayers are with you all.

Melfie1222
Member

07-29-2002

Saturday, November 12, 2005 - 8:29 pm   Edit Post Move Post Delete Post View Post Send Melfie1222 a private message Print Post    
Sorry Azriel and April Jo...

If you haven't already, you might want to check with dad's insurance company to see if he had any Personal Injury Protection or Medical Payments coverage, depending on which state he is insured in. Often, people who think they have "liability only" insurance will also have those coverages, which can help with the medical bills.

Hope things turn out OK!

Zachsmom
Member

07-13-2000

Saturday, November 12, 2005 - 8:43 pm   Edit Post Move Post Delete Post View Post Send Zachsmom a private message Print Post    
Was the policy on the insurance that she was paying over? Just because she cancelled doesn't mean that it ended at that minute. Insurance is (generally) pre-paid by month, quarter or year. If she paid by month, find out if when the policy officially ends.

Sending positive thoughts...most important is she is okay physically. Everything else will work out.

Twinkie
Member

09-24-2002

Saturday, November 12, 2005 - 8:48 pm   Edit Post Move Post Delete Post View Post Send Twinkie a private message Print Post    
Yikes!{{{April Jo}}} I'm so glad you are okay, April Jo! Don't worry about "things". They can all be fixed. You just take care of yourself. Hugs to you also, Az mommy.{{{Az}}}

Tess
Member

04-13-2001

Saturday, November 12, 2005 - 9:37 pm   Edit Post Move Post Delete Post View Post Send Tess a private message Print Post    
{{{{April Jo & Az}}}}. April Jo, I hope you're not in too much pain and that the insurance business is resolved quickly. I'm sure it will work out but it stinks to have to worry about it in the meantime.

Az, I'll keep your baby in my prayers, that's for sure.

Wargod
Moderator

07-16-2001

Saturday, November 12, 2005 - 11:14 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Zmom has a good point. We cancelled the insurance on the Lincoln last month but because it's pre paid month by month it won't actually stop being covered til the date on the insurance card, or something like that, lol.

I'm so glad you weren't seriously injured, April Jo! Somehow, someway it'll all work out in the end!

{{{April Jo and Az}}}

Mameblanche
Member

04-13-2005

Sunday, November 13, 2005 - 12:17 am   Edit Post Move Post Delete Post View Post Send Mameblanche a private message Print Post    
Omigosh! {{{April Jo and Az}}}

Jbean
Member

01-05-2002

Sunday, November 13, 2005 - 7:03 am   Edit Post Move Post Delete Post View Post Send Jbean a private message Print Post    
((((april jo)))) i can totally relate to you girl. here lately my luck has been about the same. thinking of you.

Pamy
Member

01-02-2002

Sunday, November 13, 2005 - 10:07 am   Edit Post Move Post Delete Post View Post Send Pamy a private message Print Post    
(((April JO))) I hope the insurance is more help than she thinks.

Sillycalimomma
Member

11-13-2003

Sunday, November 13, 2005 - 10:17 am   Edit Post Move Post Delete Post View Post Send Sillycalimomma a private message Print Post    
((((AprilJo))))

Oh man, take it from the gal who has been in ummm...I think at last count it was 12 car accidents?-I feel your pain. And fear too I am sure! Hang in there. This will all settle itself out!

Herckleperckle
Member

11-20-2003

Sunday, November 13, 2005 - 10:59 am   Edit Post Move Post Delete Post View Post Send Herckleperckle a private message Print Post    
{{{April Jo and Azriel}}}

April Jo, I am sorry you had such a bad, bad scare and physical injury. I am keeping my fingers crossed that your insurance was prepaid as two folks have mentioned. That would let you (and your mom and dad) put aside all those worries.

Now tell me, were any of the men you met that day or afterwards/related to the incident--at least cute? (Paramedics, docs, landowner?) LOL! Seriously, very relieved your injuries were not more extensive, hon. (Thinking of my own daughter who all but totalled my car but walked away unhurt--the most important thing.)

Just take control, work through each issue (with help), and I am sure you'll find that you'll be able to resolve everything without incurring undue hardship. Betting you'll learn some new things that will come in handy in the future, too.

Citruscitygal
Member

08-07-2003

Sunday, November 13, 2005 - 6:14 pm   Edit Post Move Post Delete Post View Post Send Citruscitygal a private message Print Post    
April Jo and Azriel, you will be in my thoughts and prayers. I hope April Jo recovers quickly from her physical injuries (very grateful that they weren't worse) and that the insurance coverage, from either vehicle, turns out to be better than expected.

Azriel
Member

08-01-2000

Sunday, November 13, 2005 - 9:02 pm   Edit Post Move Post Delete Post View Post Send Azriel a private message Print Post    
Thank you all for the good thoughts and prayers! I just got through talking to April Jo. She is in pain, but feeling much better mentally. My sister was over and she was pretty upset because she says that there is still a lot of dirt in April's back and she also found and took out some more glass. April is supposed to go to her doctor tomorrow for a follow-up, so I'm sure he will make sure it's okay. April said that Misty is sending me gross pictures of it. Oboy!

Herckle, I'm assuming that no one was cute because she didn't mention it. It sounded like she had some angels watching over her. She said that the truck that was in front of her turned around when they saw her have the accident and came back. It was two firemen and they pretty much took control and took care of her.

She was in a Bronco. She told me that she had been thrown up out of her seat and then landed spread out flat across the front seat. I, of course, groaned because I realized she wasn't wearing her seat belt. April pointed out that the dashboard was smashed into the floorboard and if her legs had been there they would have been pinned in and crushed, so I told her, okay, I won't get mad that you didn't wear your seat belt, this one time.

Her father went over to the man who owns the fence that she hit and he wasn't home, so he left a note. The guy called and talked to April. He said that lots of people have run into his fence before and not one of them has ever offered to pay for the damage. He said that he was just glad she was okay because after he had seen the truck he thought that no one would have gotten out of there without being seriously injured. April told him that she wanted to repair the fence. He told her that if she just got the materials he needed to fix it that that would be great with him. She used to work at the hardware store in town and still fills in there when they need help on Saturdays, so she can get the materials at a discount and it will be under $20, so that is a blessing.

Her father's company got a contract from FEMA to do some work down in Mississippi. He will be down there for at least a month and will be using his company truck, so April will be able to use his truck to go to work. Her bf said that he would try to work on her car on the weekends and hopefully he might be able to fix it before her dad needs his truck back.

Texannie
Member

07-16-2001

Monday, November 14, 2005 - 2:18 am   Edit Post Move Post Delete Post View Post Send Texannie a private message Print Post    
WOW! reading the description of the car, angels were watching over her! I am so glad the expenses are working out too. You both must be so relieved!

Skootz
Member

07-23-2003

Monday, November 14, 2005 - 3:42 am   Edit Post Move Post Delete Post View Post Send Skootz a private message Print Post    
((((April Jo and Azriel))))