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Getting a cell phone w/BAD credit

The TVClubHouse: General Discussions ARCHIVES: 2004 Nov. - 2005 Jan.: Getting a cell phone w/BAD credit users admin

Author Message
Julieboo
Member

02-05-2002

Sunday, October 24, 2004 - 5:49 pm   Edit Post Move Post Delete Post View Post    
I have a friend who has no credit at all. I know there are people out there with bad credit, but his really sucks.

He has a bad history. He does however, make pretty decent money now. Is there any plan out there where he could prepay? I am not talking about prepay as in pay as you go (where you buy the phone and then the minutes on a card). I mean something where you could pay a few months up front and have the same savings as a typical plan...

Do I make sense here? Or does anyone have any ideas/suggestions for this formerly very foolish friend? (Aside from me putting a plan in my name?)

Serate
Member

08-21-2001

Sunday, October 24, 2004 - 5:57 pm   Edit Post Move Post Delete Post View Post    
Tell him to check around. When we were in Iowa, my dh had bad credit and US Cellular made him pay a $300 deposit and he was only able to get one phone. After a year of paying his bill on time we got a check for $300 in the mail, and he was also able to add another phone for me. When we moved here and couldn't use US Cellular, he checked out Sprint, which is the same way, but he found out that his credit was getting better and he only had a $125 deposit because he wanted two phones. One phone and he wouldn't have had a deposit at all. With both US Cellular and Sprint my husband walked in and was honest from the get go. Started by saying I'd like a cell phone but my credit sucks. Your friend could check other cell phone companies, these are just the two we have experience with. Good luck!

Nickovtyme
Member

07-29-2004

Sunday, October 24, 2004 - 6:08 pm   Edit Post Move Post Delete Post View Post    
That's odd...My credit isn't the best in the world and all I did was go to Cingular. They gave me a phone; no questions asked. That was a couple years ago and I have improved my credit rating since then.

Boy...I was pretty crazy before I got married and settled down.

Serate
Member

08-21-2001

Sunday, October 24, 2004 - 6:25 pm   Edit Post Move Post Delete Post View Post    
Nick my dh had a bankruptcy on his credit, should be off by now but when we were in Iowa no. I think the reason for the deposit here is my husband had only been working at his job for less than 2 months. I could be wrong. I have been before. Once or twice. Just ask dh. *L*

bad bad cingular - I can't stand robby gordon, they sponsor his car, therefor bad bad cingular *L*

Graceunderfyre
Member

01-22-2004

Sunday, October 24, 2004 - 6:47 pm   Edit Post Move Post Delete Post View Post    
I think I went to Sprint way back when and I paid a deposit - they put me on a "budget plan" where I signed a contract saying my balance wouldn't exceed $200 in one month until my credit got better. They probably have something like that. . .

Whoami
Member

08-03-2001

Sunday, October 24, 2004 - 9:20 pm   Edit Post Move Post Delete Post View Post    
I didn't know cell phones had credit ratings.

yeah, I know. Feeble humor attempt.

Faerygdds
Member

08-29-2000

Monday, October 25, 2004 - 12:53 pm   Edit Post Move Post Delete Post View Post    
Julie...

My credit is wrecked from my first marriage. I use Liberty wireless. They run off the Sprint PCS system, so it has good coverage. I pay for the phone at the start of the month, each month at a time. he can check it out at http://www.libertywireless.com.

Julieboo
Member

02-05-2002

Monday, October 25, 2004 - 2:23 pm   Edit Post Move Post Delete Post View Post    
Faery: the website says this: Sounds alright but, look at this:

* Plan Minutes: 40
* Night and Weekend Minutes: 0
* Contract Term: 0 months
* Long Distance Charge: $0.00
* Roaming Charge: $0.00/min
* Activation Fee: $20.00
* Additional Minutes: $0.25/min
* Early Termination Fee: $0

Is that for only 40 minutes a month? He wants at least 300 minutes a month.

Weinermr
Member

08-18-2001

Monday, October 25, 2004 - 2:35 pm   Edit Post Move Post Delete Post View Post    
Whoami,

I too was going to charge ahead and ask how a cell phone could get a bad credit rating. I thought better of it, because that would take its toll on everyone.

Nickovtyme
Member

07-29-2004

Monday, October 25, 2004 - 3:03 pm   Edit Post Move Post Delete Post View Post    
I think everybody should just tone it down in here.